Dear John Chapman,

Dear John Chapman,

My financial advisor sold me bonds that are very poorly rated and have high fees.

She did not tell me about the fees or that there is an early withdrawal fee of 1%. What options do I have?

-Misled Martha

Dear Misled,

Your financial advisor must provide complete, factual information on any purchase or sale that they recommend so that you can make an informed decision. This includes all of the risks and fees associated. If your advisor provided inaccurate information or concealed facts about the transactions, you may be able to hold her liable for losses suffered as a direct result of the misrepresentations or omissions.

Sincerely,
John Chapman

John S. Chapman

If you have a question for John Chapman, please email it to
dearjohn@johnschapman.com

Dear John Chapman,

I was a so-called investor in a stock that was $1.00 per share with a minimum investment of $10,000.

I was in a group of local people that all put in money to reach that amount. I only invested $500 and I received a...

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Dear John Chapman,

My father and mother lost over $350,000 of their life savings with XX.

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